GBP virtual IBANs for platform flows

Run GBP collections and payouts through named accounts. Clear via Faster Payments, CHAPS, and SWIFT from one integration.

Contact sales Docs

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What you run in GBP

GBP collections

Receive GBP into named accounts for each merchant, client, or user.

Bank account summary for ACME Inc with account number 12345678 and sort code 12-34-56 showing three received transactions: 6,000, 1,600, and 8,500 GBP from Beta Corp, Otsu Inc, and Gamma Ltd.

GBP payouts

Send GBP payouts with traceability and clean status updates.

Payment batch list showing four recipients with names, amounts in GBP, payment methods, and statuses including Settled, Sent, and Queued.

Account-level segregation

Separate client money from operating funds with clear controls.

User interface showing a list of client accounts with UK flags, including PHT Financial, Gama Inc, Global Payments, ACME Inc, Doors Ltd, and Otsu, with account counts and expandable sections.

Ledger-ready reconciliation

Match every movement to the right account and reference.

Recent transactions list showing timestamps, transaction types, descriptions, and amounts in GBP currency.

Rails supported

Faster Payments

For domestic GBP clearing

CHAPS

For high-value GBP transfers

SWIFT

For cross-border GBP routing

Solutions

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Payroll & EOR platforms

Instant account creation and global payouts without local banking setup.

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Trading & investment platforms

Multi-currency client accounts and instant settlements across markets.

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Fintech & PSPs

Banking-grade infrastructure to build and scale financial products.

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Marketplaces

Instant account creation and fund settlement for multi-party platforms.

How it fits into your account structure

Operational accounts

Run treasury and prefunding for each program.

Client master accounts

Hold safeguarded client money with clear oversight.

Client accounts list showing PHT Financial for USA, Bahrain, and UK with expandable subaccounts under UK including Gama Inc, Global Payments, and ACME Inc.

Named customer accounts

Attribute funds to each end customer and keep balances segregated.

Create virtual account form with customer selected as Acme Inc and a dropdown menu showing currency options including AED, BAH, GBP, and EUR.

Escrow structures

Support conditional settlement for defined platform flows.

Coming soon

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Integration and controls

Docs

Single API surface

Issue accounts, move funds, and pull reporting through one integration.

Sandbox and rollout

Test end-to-end flows before go-live, then launch in phases.

Permissions and audit trails

Control access by role and keep a full record for finance and ops.

Enter new markets with  speed and certainty

Share your primary currencies and corridors, and align on timelines.

Contact sales

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FAQs

Do GBP accounts come with local clearing details?

Yes. GBP accounts support domestic routing formats and account-level attribution.

Can we issue a GBP account per merchant or per end user?

Yes. Issue named accounts at scale, aligned to your program structure.

Do you support Faster Payments and CHAPS?

Yes. Faster Payments and CHAPS are supported rails for GBP flows.

How do we reconcile inbound GBP payments?

Use account-level attribution plus references and webhook updates.

Can we start with GBP only and add more currencies later?

Yes. Add currencies as your program expands.