Direct clearing across major and local markets
Achieve predictable settlement finality. Bypass the friction of correspondent banking chains.
Deliver predictable, same-day settlements
Settle on direct rails, not correspondent chains
Move funds directly on domestic payment rails. Get full control of the first and last mile, clear visibility across markets, and no dependency on correspondent chains.
Issue named accounts instantly, all through one API
Open accounts in your customers’ names in minutes. Reconcile cleanly, track every payment, and centralise settlements across markets without extra integrations.
30+ markets. One integration.
Scale without friction
Use your existing KYC, no re-verification
Onboard customers instantly using the KYC you’ve already verified. No extra compliance steps and no onboarding drop-offs.
Operate on licensed infrastructure in every market
Launch in new jurisdictions without establishing local legal entities or banking relationships.
Accelerate market entry
Integrate with one API, or launch from the UI
Go live without months of engineering. Use our single API for full automation, or launch products directly from the platform with no code required.
Track every balance and currency in one ledger
Manage multi-currency balances from a single source of truth. See every movement, hold, payout, and FX conversion in one place. No fragmented systems, no manual reconciliation.
“Lorum helped Sentvia enter new markets and take share very quickly. The partnership is built on trust and reliable payment capabilities, so we can focus on growth and know the back end works.”
Bank-grade controls, built in
Live notifications and webhooks for every movement. Track inflows, outflows, and settlement status with full transparency.
Maintain a complete audit trail across all transactions, with configurable user permissions for finance, ops, and engineering teams.
Test settlement flows, webhooks, and ledger movements safely in a full staging environment before going live.
Generate jurisdiction-specific reports and reconciliation files aligned to treasury and finance standards.
Enter new markets with speed and certainty
FAQs
We support major currencies such as USD, EUR, and GBP, plus a growing list of local currencies across the Middle East, Africa, Europe, and Asia. Coverage expands based on client demand and regulatory progress.
We settle directly into local infrastructures instead of passing funds through multiple correspondent banks. This removes hops and reduces manual handling.
No. Lorum provides the local account infrastructure and clearing access. You act through Lorum’s regulatory coverage, subject to our risk and product terms.
Funds are held at regulated institutions in segregated structures. Every transaction is screened, logged, and subject to the regulatory standards of the relevant jurisdiction.
Clients can hold balances in major and local currencies without forced conversion. When conversion is required, Lorum provides access to wholesale FX rates for real-time liquidity management across corridors.