Global payroll and disbursement infrastructure
Pay teams through named accounts in every market, manage payroll liquidity globally, and convert at wholesale rates.
Local payroll from named client accounts
Pay employees and contractors from locally compliant accounts in the employers name, over direct payroll rails, and settle salaries with predictable timing.
Hold and fund payroll liquidity in 30+ markets
Let clients top up into accounts in their name, hold balances in local or global currencies, and keep every payroll cycle funded without delays. Yield on idle payroll balances coming soon.
Convert payroll flows at wholesale FX rates
Use institutional FX rates normally reserved for banks, support instant conversions for each cycle, and capture spread as clean revenue.
Sweep and optimise payroll liquidity globally
Automatically sweep unused payroll funds back to central treasury accounts immediately after pay runs. Maximize working capital efficiency.
“Lorum helped Sentvia enter new markets and take share very quickly. The partnership is built on trust and reliable payment capabilities, so we can focus on growth and know the back end works.”
Enter new markets with speed and certainty
FAQs
Platforms can embed Lorum’s API to automate the entire funds flow. From collecting client funds to converting FX and disbursing local salaries, all within their own UI.
Yes. You can send batch instructions or call the API for thousands of payouts at once. Our systems schedule and route payments across local clearing systems.
Transactions sent via local rails typically settle on a T+0 or T+1 basis. We provide precise cut-off times for every corridor to ensure on-time salary arrival.
You maintain records on employment and tax. Lorum screens all payouts, respects local currency controls, and provides transaction data for your reporting and reconciliation.
Yes. You can build straight-through flows from payroll systems into Lorum’s API. Status webhooks and reports feed back into your reconciliation and support processes.