Global payment orchestration for multi-
sided marketplaces

Automate reconciliation, split payments, and seller payouts across global and local corridors. Manage complex funds flows with a single API.

Two women smiling and talking near a glass door, with an overlay showing account balances for UAE, UK, and Bahrain.

Programmatic seller payouts

Automate mass disbursements to sellers in their local currency. Route funds via local rails to reduce payout costs and settlement time.

Seller payouts dashboard showing payments to Gama Traders, Otsu Co., and Marta Lopez with amounts and payment methods.
Trade settlement FX interface showing exchange from 100,000 USD to 367,200 AED at a rate of 1 USD = 3.672 AED with internal method and 0.15% spread captured.

Convert and settle funds at wholesale FX rates

Access institutional FX rates for converting and settling funds across markets. Capture margin on currency spreads while offering sellers competitive local settlement rates.

Operate from named client accounts

Segregate and safeguard customer funds in customer named accounts, providing transparent flows and strong governance controls without needing local bank accounts in each region.

Accounts list showing UAE with 1,900,000 AED, UK with 800,000 GBP, and Bahrain with 30,000 BHD, with flags and buttons for new account and view all.

“Lorum helped Sentvia enter new markets and take share very quickly. The partnership is built on trust and reliable payment capabilities, so we can focus on growth and know the back end works.”

Testimonial
Man wearing a gray blazer and white shirt standing with hands in pockets against a stone wall near a window.
Jonny Cumberlidge
Founder

Enter new markets with 
speed and certainty

Speak with our team to automate your marketplace operations.
Horizontal beige ridged texture fading to white towards the top.

FAQs

How can marketplaces use Lorum?

We provide the end-to-end infrastructure to collect funds from buyers, programmatically split the commission, and route the remaining balance to the seller's account automatically

Can we pay sellers in their local currencies?

Yes. You can collect in a funding currency and pay out sellers through local rails in their currency. Lorum manages the FX conversion and local settlement under agreed rules.

How is compliance handled for buyers and sellers?

You perform KYC on marketplace participants. Lorum validates your program, monitors transactions, and runs AML and sanctions screening on flows that pass through our network.

What does integration look like for a marketplace?

Your platform calls our APIs to open named seller accounts, record incoming funds, and trigger payouts. Webhooks keep your ledger aligned with movements on Lorum’s platform.

Can we expand to new countries without setting up local entities?

Yes. You can onboard sellers and execute payouts in new regions immediately by leveraging our global licensing network, removing the need for local subsidiaries.