Optimize global liquidity and capital efficiency

Gain real-time visibility and control over cash positions across all markets from a single interface.

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Man with glasses and mustache wearing a light gray sweater looking to the side behind a laptop, with currency icons and an amount of 900,000.00 displayed.

Run your global treasury on one platform

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Programmatic FX
execution

Reduce currency exposure with real-time conversion at wholesale interbank rates. Hedge volatility automatically.

Recent execution showing currency conversion from 5,000,000 USD to 18,360,500 AED at rate 1 USD equals 3.67210 AED with a trigger to convert excess USD above 1,000,000 to AED.

Generate audit-ready client-money reports

Automated reconciliations, statements, and audit-ready reporting for segregated and safeguarded accounts.

Client accounts table for Oct 1 to Oct 31 showing account names, closing balances ranging from $118,300 to $1,512,300, all marked as reconciled, with an option to export report.

Earn interest on idle balances with instant liquidity, 24/7

Deploy idle capital into Money Market Funds, and redeem balances instantly to support your liquidity requirements.

Coming soon
Money Market Fund summary showing $250,000 invested, $42.40 interest earned today, and 4.2% APY with a button to withdraw funds instantly.

Automate sweeping across all accounts

Move client balances programmatically, maintain required segregated levels, and centralise liquidity without manual transfers.

Form titled Excess balance sweep with conditional rule: If current balance is more than 20,000 AED, then sweep to account ID, with a Save button below.

“Lorum helped Sentvia enter new markets and take share very quickly. The partnership is built on trust and reliable payment capabilities, so we can focus on growth and know the back end works.”

Testimonial
Man wearing a gray blazer and white shirt standing with hands in pockets against a stone wall near a window.
Jonny Cumberlidge
Founder

Bank-grade controls, built in

Real-time visibility

Live notifications and webhooks for every movement. Track inflows, outflows, and settlement status with full transparency.

Audit and permissions

Maintain a complete audit trail across all transactions, with configurable user permissions for finance, ops, and engineering teams.

Staging and testing

Test settlement flows, webhooks, and ledger movements safely in a full staging environment before going live.

Regulatory reporting

Generate jurisdiction-specific reports and reconciliation files aligned to treasury and finance standards.

Enter new markets with 
speed and certainty

Speak to our team to see how Lorum can power local settlement and virtual accounts in your next market.
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API Platform
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FAQs

What cash management capabilities does Lorum offer?

Lorum provides real time balance visibility, intra-group transfers, automated sweeps, and consolidated reports across currencies and entities. Treasury teams manage all cash positions from a single platform.

Can we manage liquidity across multiple currencies and accounts?

Yes. You can define rules to sweep balances between accounts and currencies, maintain target balances, and centralise liquidity at group level. Movements are recorded with full audit trails.

What level of support is provided for treasury operations?

Clients are assigned a dedicated account manager and have direct access to our technical operations team for payment investigations and liquidity support.

How do treasury teams control access and approvals?

Role based access, approval chains, and transaction limits are built in. You can mirror internal policies, restrict sensitive actions, and review complete histories for each user and account.

How does Lorum handle risk and compliance for cash operations?

All movements are screened, reconciled, and logged. Funds sit in safeguarded accounts with regulated institutions. We align controls to institutional standards for liquidity, reporting, and regulatory audits.