Global clearing and custody infrastructure

Issue named accounts, route local rails, and hold multi-currency balances with banking-grade control from one platform.

Woman with glasses working on a laptop at a conference table in an office with large windows overlooking the city.

Operate customer money accounts

Provision segregated virtual accounts in your customer’s name. Fully safeguarded and compliant with local client money regulations

Dashboard showing virtual accounts for ACME Inc in USD, AED, and BAH currencies with counts of business and individual accounts and active status.
Currency exchange interface showing conversion from USD to AED with default and client exchange rates set at 3.672 AED per 1 USD and a spread of +0.05449%.

Multi-currency wallet infrastructure

Enable users to hold, convert, and settle funds in 30+ currencies. Capture revenue on FX spreads with wholesale interbank pricing.

Direct payment rail connectivity

Clear funds via local schemes and global rails. Bypass correspondent chains to reduce settlement costs and latency.

Transaction history showing a conversion of 5,000 USD from ACME Inc to 18,362.50 AED for ACME Inc, and a local transaction with sender ACME Inc and recipient Gama Ltd both with 18,362.50 AED.

“Lorum helped Sentvia enter new markets and take share very quickly. The partnership is built on trust and reliable payment capabilities, so we can focus on growth and know the back end works.”

Testimonial
Man wearing a gray blazer and white shirt standing with hands in pockets against a stone wall near a window.
Jonny Cumberlidge
Founder

Enter new markets with 
speed and certainty

Speak with our team to access global and local payment rails into your platform.
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FAQs

How does Lorum help fintechs and PSPs scale internationally?

We provide a single API integration that unlocks access to global and domestic payment corridors, eliminating the need to build local banking stacks in every region.

Do we need a license in every country we serve through Lorum?

No. You can leverage Lorum’s regulated status to provide payment services. We handle the safeguarding and compliance complexity, allowing you to operate under our regulatory umbrella.

How do we integrate with Lorum technically?

Our API covers account issuance, collections, payouts, FX, and reporting. A sandbox and detailed documentation support your engineers during build and testing.

Can we keep Lorum invisible to our end customers?

Yes. Lorum is infrastructure only. You keep your brand and user interface, while we provide the regulated rails and accounts underneath.