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Financial infrastructure
for products that move money

Open named accounts, settle funds and convert currencies.
Reconcile every movement through one operating layer.

A glazed bridge spanning a reflecting pool between two buildings
AccountsNamed and safeguarded
PaymentsLocal and global rails
Foreign exchangeFirm conversion
ReconciliationReal-time reporting

From customer account
to completed movement

Access Lorum holds directly, not a correspondent relationship that can be withdrawn.

01

Integrate

One API, one contract. No local entity or bilateral banking relationship per market.

02
POST/v1/accounts
{ "account_name": "EUR client funds", "currency": "EUR", "account_type": "virtual" }
201"status": "open", "default_details": { "iban": … }

Provision

Open named operational, client and safeguarded accounts as your customer base grows.

03
PaymentsLocal and global railsActive
Foreign exchangeFirm conversionActive
ReconciliationReal-time reportingActive

Move

Collect, convert and pay out on local rails, with status your support team can read.

04

Evidence

Every movement tied to its customer and ledger reference, ready for your auditor.

Regulated access
your roadmap can depend on

Accounts

Named structures with local details and permissions.

Payments and FX

Multi-currency movement with firm conversion.

Operations

Reconciliation and reporting your compliance team can evidence.

A fully reserved model, running at scale

Reserve backing on every balance
100%
Processed volume so far
$100bn+
Clients live on Lorum
150+
Financial licenses
5

Build on infrastructure
that stays in place

Named accounts, local rails and firm conversion, on a non-lending, 100% reserve model.