Global settlement and liquidity infrastructure

Enable real-time deposits and withdrawals via local payment rails. Optimize capital efficiency and capture FX margin on cross-border flows.

Man with glasses looking at a laptop with a digital overlay showing transaction history and currency conversion details.

Instant account funding

Enable T+0 deposits and withdrawals via direct local rails. Give traders instant access to capital without correspondent banking delays.

Deposit summary showing transfer of 1,200.00 GBP from HSBC UK via UK FPS to Jin Park's account 40211.
Trade settlement FX interface showing conversion from 100,000 USD to 367,200 AED at a rate of 1 USD = 3.672 AED with an internal method and 0.15% spread captured.

Trade and settle in local currencies

Allow users to fund in local currency while you settle in major trading pairs (USD/EUR/GBP). Monetize the conversion with wholesale interbank rates.

Automated attribution

Issue named accounts for every user. Auto-reconcile every deposit to the correct trading account instantly, eliminating manual reference checks.

Incoming payment details showing amount 3,000.00 EUR, matched to Sofia Martins, trading account ID SOF-3321, IBAN EU12 9988 2211 4002, with automatic attribution.

“Lorum helped Sentvia enter new markets and take share very quickly. The partnership is built on trust and reliable payment capabilities, so we can focus on growth and know the back end works.”

Testimonial
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Jonny Cumberlidge
Founder

Enter new markets with 
speed and certainty

Speak with our team to optimize your fiat on-ramps and off-ramps.
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FAQs

How do trading platforms use Lorum in practice?

Trading and investment platforms use Lorum for client money accounts, funding, withdrawals, and internal treasury. We hold and move cash, you focus on execution and asset servicing.

How do deposit and withdrawal flows work?

For deposits, users send funds to an account in their name. Lorum notifies you via webhook instantly for credit. Withdrawals are executed via API over local rails for same-day receipt.

Does Lorum support FX and treasury for trading flows?

We offer wholesale FX between accounts and cash management tools for client money and house money. This helps you manage margin, settlements, and currency exposure across markets.

What regulatory requirements must platforms meet?

You need appropriate permissions for your activity, such as brokerage, investment firm, or e-money licenses. Lorum performs due diligence, then provides infrastructure consistent with those permissions.

Is Lorum suited to a cross-border investor and trader base?

Yes. Your clients can fund and withdraw in local or major currencies, while you manage exposures centrally. Lorum handles FX and local settlement against your treasury setup.