EUR virtual IBANs for platform flows

Run EUR collections and payouts through named accounts. Clear via SEPA, SEPA Instant, and SWIFT from one integration. 

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What you run in EUR

EUR collections

Receive EUR into named accounts for each merchant, client, or user.

Payment transaction summary for ACME Inc with IBAN LU45 1234 5678 9012 3456 78 showing three received payments from Beta Corp, Otsu Inc, and Gamma Ltd. totaling 16,100 euros.

EUR payouts

Send EUR payouts with traceability and clean status updates.

Table titled 'Payout Batch' listing four payments with names, euro amounts, payment methods, and statuses: John Doe €5,000 SEPA Instant Settled, Maria Garcia €25,000 SEPA Sent, Davide Furlan €12,500 SEPA Instant Queued, Jane Smith €100 Swift Settled.

Account-level segregation

Separate client money from operating funds with clear controls.

User interface showing expandable client accounts list with companies like PHT Financial, Gama Inc, Global Payments and its subsidiaries ACME Inc, Doors Ltd, Otsu, and Flank.

Ledger-ready reconciliation

Match every movement to the right account and reference.

Recent transaction list showing times, types, sources, and amounts in euros including received, payout, conversion, and hold placed.

Rails supported

SEPA

For EUR domestic and regional clearing

SEPA Instant

For real-time EUR transfers

SWIFT

For cross-border EUR routing

Solutions

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Payroll & EOR platforms

Instant account creation and global payouts without local banking setup.

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Trading & investment platforms

Multi-currency client accounts and instant settlements across markets.

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Fintech & PSPs

Banking-grade infrastructure to build and scale financial products.

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Marketplaces

Instant account creation and fund settlement for multi-party platforms.

How it fits into your account structure

Operational accounts

Run treasury and prefunding for each program.

Client master accounts

Hold safeguarded client money with clear oversight.

Dashboard showing client accounts categorized by regions with expandable sections for PHT Financial, Gama Inc, Global Payments, and ACME Inc.

Named customer accounts

Attribute funds to each end customer and keep balances segregated.

Interface for creating a virtual account showing customer Acme Inc and a currency dropdown menu with options AED, BAH, EUR, and GBP.

Escrow structures

Support conditional settlement for defined platform flows.

Coming soon

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Integration and controls

Docs

Single API surface

Issue accounts, move funds, and pull reporting through one integration.

Sandbox and rollout

Test end-to-end flows before go-live, then launch in phases.

Permissions and audit trails

Control access by role and keep a full record for finance and ops.

Enter new markets with  speed and certainty

Share your primary currencies and corridors, and align on timelines.

Contact sales

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FAQs

Do EUR accounts come with local clearing details?

Yes. EUR accounts support SEPA routing formats and account-level attribution.

Can we issue a unique EUR IBAN per merchant or per end user?

Yes. Issue named EUR IBANs at scale, aligned to your program structure.

Do you support SEPA Instant as well as SEPA?

Yes. SEPA and SEPA Instant are supported rails for EUR flows.

How do we reconcile inbound EUR transfers?

Use account-level attribution plus references and webhook updates.

Can we start with EUR only and add more currencies later?

Yes. Add currencies as your program expands.