Regulated fiat infrastructure
for digital asset businesses.

Connect named fiat accounts, local payment rails and settlement.
Manage treasury through one institutional integration.

Contact sales API platform

A stone colonnade opening onto a courtyard

Fiat accountsNamed funding

On and off rampsLocal rails

SettlementInstitutional finality

TreasuryReserve management

Move between fiat
and digital asset markets.

Funding, conversion and settlement on the fiat side of every trade.

Receive

Customer and institutional fiat into named accounts, held one to one.

POST/v1/exchange

{ "external_reference": "FX-40218", "from": { "account_id": "018c9a41-77c3…", "amount": 50000000 }, "to": { "account_id": "018cb0e5-2f18…" } }

201"transaction_id": "018c7b02-4d19-70aa…"

Convert

Firm institutional rate, with ownership clear at both legs.

On and off rampsLocal railsActive

SettlementInstitutional finalityActive

TreasuryReserve managementActive

Settle

Move with counterparties and venues on rails they already clear on.

Safeguard

Client funds separated from operational funds, backed by liquid reserves.

Institutional fiat access
without crypto theatre.

Fiat accounts

Named funding structures in every supported currency.

Rails and settlement

Local payment rails, settled with institutional finality.

Treasury and risk

Reserve, liquidity and exposure management.

A fully reserved model, running at scale.

Reserve backing on every balance: 100%
Processed volume so far: $100bn+
Clients live on Lorum: 150+
Financial licenses: 5

Connect digital asset markets
to institutional fiat infrastructure.

Named fiat accounts, local rails and institutional settlement, fully reserved.