One correspondent relationship.
Money, securities and markets.

Clear and settle in major currencies through local rails,
without building local banking infrastructure.

A bank lobby with stone columns and a glazed wall onto the city
MoneyMulti-currency
SecuritiesCustody and settlement
MarketsAccess and execution
TreasuryLiquidity and funding

Move from access
to execution.

The correspondent stack the largest institutions run, available to yours.

01

Connect

Establish accounts and market access through one institutional relationship.

02
POST/v1/accounts/{account_id}/payments
{ "amount": 12500000, "beneficiary": { "account_identifier": { "iban": "…5432" } }, "external_reference": "PAY-75831" }
202"transaction_id": "018c584f-158d-71ed…"

Clear

Route payments and settlement across supported currencies and rails.

03
US91282CJK21ISIN, US TreasuryHeld
USD 5,000,000Nominal positionSegregated
Corporate actionsIncome and electionsServiced

Service

Hold and service securities with integrated operational controls.

04

Manage

Control liquidity, funding and risk from one operating model.

Money, securities and markets, cleared and held together.

Money movement

Multi-currency accounts with clearing and settlement in each market.

Securities and markets

Servicing, fixed income execution and direct trading.

Liquidity and funding

Treasury and risk managed against the same balances.

A fully reserved model, running at scale.

Reserve backing on every balance
100%
Processed volume so far
$100bn+
Clients live on Lorum
150+
Financial licenses
5

Build the operating relationship
your bank should have.

Clearing, custody and treasury from a single correspondent relationship.