Website terms of use
1. Introduction
1.1 This website at www.lorum.com (the "Website") is operated by Lorum Group Holdings Inc., with its principal office at 115 Broadway, Manhattan, New York, 10006 ("we", "us", or "our"), together with its subsidiaries and affiliates (the "Lorum").
1.2 These terms of use (the "Terms") govern your access to and use of the Website. By accessing or using the Website, you accept these Terms. If you do not agree, please do not use the Website.
1.3 We may update these Terms from time to time by posting the revised version here. The version in force is the one published at the time you access the Website.
2. Use of the Website
2.1 We grant you a limited, non-exclusive, revocable licence to access and use the Website for your own lawful, non-commercial informational purposes.
2.2 You agree not to:
(a) use the Website in any way that breaches any applicable law or regulation, or is fraudulent or harmful;
(b) attempt to gain unauthorised access to the Website or any connected server or system;
(c) introduce any virus, malware, or other harmful material;
(d) reproduce, resell, or commercially exploit any part of the Website without our prior written consent; or
(e) use any automated system to extract data from the Website without our prior written consent.
3. Information on the Website
3.1 The content on the Website (the "Content") is provided for general information purposes only. It does not constitute financial, investment, legal, tax, or other advice, and does not constitute an offer, solicitation, or recommendation to buy or sell any product or service.
3.2 You should obtain independent professional advice before acting on any Content. Any product or service is provided only by the relevant group company under separate documentation.
4. Intellectual property
4.1 All intellectual property rights in the Website and its Content are owned by or licensed to Lorum. All rights are reserved.
4.2 You may print or download extracts for your own personal, non-commercial reference, provided you do not modify them and retain all proprietary notices. No other reproduction or distribution is permitted without our prior written consent.
4.3 All logos and trade marks solely belong to Lorum and may not be used without our consent.
5. Third-party links
The Website may contain links to third-party websites, provided for convenience only and not as an endorsement. We are not responsible for the content of any linked website, which you access at your own risk.
6. No warranties
6.1 The Content is provided "as is" and "as available". While we take reasonable care to keep it accurate and up to date, we make no representation or warranty as to its accuracy, completeness, or fitness for any purpose.
6.2 We do not warrant that the Website will be uninterrupted, secure, or error-free, or free of viruses or other harmful components.
7. Limitation of liability
7.1 Nothing in these Terms excludes or limits any liability that cannot lawfully be excluded or limited under applicable law.
7.2 Subject to clause 7.1, to the fullest extent permitted by law, Lorum shall not be liable for any loss of profits, revenue, business, goodwill, or anticipated savings, or any indirect or consequential loss, arising out of or in connection with your use of, or inability to use, the Website or reliance on any Content.
8. Privacy
Our Privacy Policy and Cookie Policy explain how we collect and use your personal data and form part of these Terms.
9. General
9.1 If any provision of these Terms is found to be unlawful, invalid, or unenforceable, the remaining provisions continue in full force and effect.
9.2 Our failure to enforce any provision is not a waiver of it.
9.3 These Terms constitute the entire agreement between you and us in relation to your use of the Website.
9.4 Lorum and its group companies may enforce and rely on the provisions of these Terms that benefit it.
10. Governing law and jurisdiction
These Terms, and any dispute arising out of or in connection with them, are governed by the laws of State of New York, and the courts of State of New York shall have exclusive jurisdiction.
11. Contact us
Lorum Group Holdings Inc.
Address: 115 Broadway, Manhattan, New York, 10006
Email: legal@lorum.com